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Can You Get Canada PR by Investment?

No program grants Canadian permanent residence for money alone. The law selects business applicants in set classes, on their ability to become economically established (IRPA s.12(2)). IRCC lists the Start-up Visa and the self-employed program as paused. Quebec’s investor program takes applications, and some provinces run entrepreneur streams. An officer decides.

  • IRPA s.12(2)

    The test for every economic program: the ability to become economically established in Canada

  • CSQ

    The Quebec Selection Certificate a Quebec investor needs before applying for permanent residence

  • 12 months

    The minimum stay in Quebec for an investor, within two years after the work permit is issued

  • IRCC

    Decides every permanent residence file

Can you buy Canada PR?

IRPA s.12(2) sets the test for every economic program: the ability to become economically established in Canada. A payment alone does not meet that test.

IRPR s.108(1) names five business classes. They are the Quebec investor class, the Quebec entrepreneur class, the start-up business class, the self-employed persons class and the Quebec self-employed persons class. An officer issues a visa in these classes only if the applicant and family also meet the general rules in IRPR s.70(1).

IRPR s.89 closes the door on paper deals. A start-up or self-employed applicant fails the requirements when they rest on transactions made “primarily for the purpose of acquiring a status or privilege” under the Act.

The rule

A foreign national may be selected as a member of the economic class on the basis of their ability to become economically established in Canada.

IRPA s.12(2)Verify on justice.gc.ca(opens in a new tab)

Are the federal business programs open?

Start-up Visa Program
IRCC lists this program as paused. The last remaining route required a valid 2025 commitment certificate and an application filed by June 30, 2026, and the program is closed to all other applications.
Self-Employed Persons Program (federal)
IRCC lists this program as paused. No reopening date has been announced on the official page.

The Start-up Visa is the start-up business class in IRPR s.98.01. The applicant needs a commitment from a designated entity, and IRPR s.98.03 lists three kinds: “business incubators”, “angel investor groups” and “venture capital funds”. The business must be one the applicant manages actively from within Canada (IRPR s.98.06).

People who already hold a work permit under the program may be able to extend it while IRCC processes their file.

The self-employed program is a different route. IRCC’s page says it is for people who “have relevant experience in cultural activities or athletics”. They must also be people who “will make a significant contribution to the cultural or athletic life of Canada”.

What does Quebec’s investor program require?

Quebec picks its own business immigrants. Under IRPR s.90, a Quebec investor must intend to live in Quebec and be named in a Quebec Selection Certificate (CSQ). IRCC’s page for Quebec business immigration says: “You need to apply to the Quebec government and get a Certificat de selection du Québec before you apply for permanent residence”.

Quebec’s conditions page, updated on November 9, 2026, sets these conditions in its own words:

  • Net worth: you “must have a net worth of at least CAD $2,000,000”.
  • Investment: “your financial intermediary must make a five-year term investment of CDN $1,000,000 and make a financial contribution of CDN $200,000”.
  • Management: “You must have at least two years of management experience.”
  • French: “You must have a knowledge of spoken French corresponding minimally to level 7”.
  • A stay in Quebec of at least 12 months, within two years after the work permit is issued.

Quebec’s page on applying says: “You may submit an application at any time”. It adds: “There is no maximum number of applications to be received”. The CSQ is only the first half, and the investor must then apply to the Government of Canada, which “is responsible for deciding whether to grant you permanent residence”.

Quebec also runs programs for entrepreneurs and self-employed workers (IRPR s.97 and s.101). Its entrepreneur page describes three paths: an innovative business, a business startup and a takeover.

This guide did not check their intake status. Our guide on Quebec immigration explains how Quebec selection works.

Can a province nominate someone who starts a business?

IRCC says provinces and territories nominate people who can help their economy, “like business people and skilled workers”. It adds: “Each province and territory has its own requirements”. It also notes: “Quebec and Nunavut don’t have programs”.

A nominee joins the provincial nominee class in IRPR s.87 once a province names them in a nomination certificate.

Two examples show the shape of a business stream:

  • British Columbia describes its Entrepreneur Immigration as a pathway to permanent residency for people who can help the economy “by establishing or managing a business in B.C.” Its page sets a minimum net worth and a minimum personal investment for each stream.
  • Alberta says: “Entrepreneurs who want to start a business or buy an existing business in a rural Alberta community can submit an Expression of Interest.”

Streams change often. Ontario closed all its previous OINP streams on June 25, 2026. Its new stream covers skilled workers with a job offer and self-employed physicians.

Each of these streams asks the applicant to run a business in the province. Our Provincial Nominee Program guide explains nomination across Canada, and our BC PNP guide covers British Columbia’s rules in more depth.

What should you check before you pay anyone?

An offer that promises PR in return for an investment should raise a flag. IRCC decides every file, and the law sets the classes. IRCC also warns: “You are responsible for all the information in your application, even if a representative completes it for you”.

Only certain people may charge for immigration advice under IRPA s.91. They are lawyers, Quebec notaries, law society paralegals and members of the College of Immigration and Citizenship Consultants. Our guide on immigration lawyers vs RCICs shows how to check one.

Which free tool checks your own case?

Free, with no account. What you enter in a tool stays in your browser.

What do people ask?

Can I get Canada PR by investment?

Not by investment alone. Every route also tests skills and plans. Quebec’s investor program asks for net worth, an investment, management experience, spoken French and a stay in Quebec. Some provinces nominate people who start or buy a business. IRCC lists the federal Start-up Visa and self-employed program as paused.

Can you buy Canada PR?

No. IRPA s.12(2) selects economic immigrants on their ability to become economically established in Canada. IRPR s.89 rejects start-up and self-employed applications built on deals made mainly to obtain status. An officer issues a business visa only if the general rules in IRPR s.70(1) are also met. Our guide on Canada’s permanent residence pathways lists every route.

Does Canada have an investor visa?

The Regulations name one investor class, the Quebec investor class in IRPR s.90. A member must intend to live in Quebec and be named in a Quebec Selection Certificate. Quebec selects the investor, then the Government of Canada decides on permanent residence. The other business classes in IRPR s.108(1) are for entrepreneurs, start-ups and self-employed people. Our Quebec immigration guide explains how Quebec selection works.

How much do you need to invest for Quebec’s investor program?

Quebec’s page says the financial intermediary must make “a five-year term investment of CDN $1,000,000” and “a financial contribution of CDN $200,000”. The applicant must also have “a net worth of at least CAD $2,000,000”. Quebec’s conditions page was last updated on November 9, 2026, so check it before you plan.

Is the Canada Start-up Visa still open?

No. IRCC lists the Start-up Visa Program as paused. The last route required a valid 2025 commitment certificate and an application filed by June 30, 2026. The program is closed to all other applications. Holders of a Start-up Visa work permit may be able to extend it while IRCC processes their file.

Can I get PR by starting a business in a province?

Some provinces run entrepreneur streams that lead to a nomination. British Columbia’s is for people “establishing or managing a business in B.C.” Alberta’s rural stream is for entrepreneurs who start or buy a business in a rural community. The nominee then applies to IRCC, which decides. Our Provincial Nominee Program guide explains nomination.